Finance Center

Finance Your New or Used GMC at Our Dealership

For most people around Fergus Falls, MN, it can be exciting to shop around for a new or used GMC vehicle, whether you're looking to buy a pickup truck or a full-size SUV. As you browse our showroom near Fargo, ND, plenty of options are available to ensure you can feel accommodated on the road. Not only will we help you find a vehicle at our GMC dealership, but we'll also help you with financing your next set of wheels.

Convenient Financing Process

We offer a high level of convenience when you need to finance your next GMC model near Detroit Lakes, MN. You can enjoy a quick and efficient process with the help of our sales team. We'll assist you in filling out an application and calculating how much your monthly payment will be, based on the model you select and your down payment near Alexandria, MN.

Excellent Savings

Not only do we offer competitive and fair prices on our GMC models, but we also offer affordable interest rates. You can look forward to getting a great deal on your next car without trying to get financing at other banks or financial institutions. Everything is done in-house to ensure you can drive your new car home the same day you take it for a test drive around Wahpeton, ND. We also offer excellent lease options on our new GMC models. Leasing lets you drive the newest models with lower monthly payments.

Visit Nelson GMC in Fergus Falls, MN, to Learn More

Our team near Morris, MN, will help you determine what models you can afford at our location and will listen to your needs. We have your best interest in mind and want to provide you with a hassle- and stress-free process. We have a high level of knowledge about our financing options and can answer your questions to ensure you feel good about your purchase. Want to get an early start? Drivers can fill out an online finance application! After submitting the completed finance application, Fargo ND, Detroit Lakes MN, Alexandria MN, Wahpeton ND and Morris MN drivers can look forward to a Nelson GMC finance team member contacting you to go over the details. You can count on us to pair you with the right vehicle and provide you with a great price within your budget.


All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Nelson GMC has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.


Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

How Can We Help?

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  1. Nelson GMC

    2228 College Way
    Fergus Falls, MN 56537

    • Sales: (218) 321-4618
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Get in Touch

  • Contact our Sales Department at: (218) 321-4618
  • Monday8:00 am - 7:00 pm
  • Tuesday8:00 am - 7:00 pm
  • Wednesday8:00 am - 7:00 pm
  • Thursday8:00 am - 7:00 pm
  • Friday8:00 am - 6:00 pm
  • Saturday8:00 am - 5:00 pm
  • SundayClosed

GMC Sierra Financing FAQs

Nelson Auto Dealership - Fergus Falls, Minnesota

What financing options are available for a GMC Sierra at the Nelson Auto dealership?

The Nelson Auto dealership in Fergus Falls offers a variety of financing solutions for GMC Sierra trucks. We work with trusted local and national lenders to provide competitive loan options for both new and pre-owned vehicles, tailored to fit your budget and long-term financial goals.

Can I finance a GMC Sierra through the dealership if I have an existing auto loan?

Yes. If you currently have a loan on another vehicle, the Nelson Auto dealership can incorporate that balance into your GMC Sierra financing. Our finance team will review your payoff amount and explain how existing loans may affect your new monthly payment.

What does APR mean when financing a GMC Sierra?

APR, or Annual Percentage Rate, represents the yearly cost of borrowing money through a dealership auto loan. It includes interest and certain lender fees. A lower APR typically results in lower overall loan costs. Your APR is determined by credit history, loan term, and lender approval at the dealership.

How long are typical loan terms for GMC Sierra financing?

GMC Sierra financing terms generally range from 36 to 72 months. Shorter loan terms often result in higher monthly payments but lower total interest paid, while longer terms may reduce monthly payments but increase the total cost of financing. The Nelson Auto dealership finance team in Fergus Falls will help you select the term that best fits your needs.

Can I finance a GMC Sierra with less-than-perfect credit?

Yes. The Nelson Auto dealership in Fergus Falls works with lenders who specialize in assisting customers with less-than-perfect credit histories. Our finance specialists focus on helping you secure a loan that fits your situation while supporting long-term financial stability.

Does financing through the dealership require a down payment?

A down payment is not always required, but it can lower your monthly payment and reduce the total amount financed. Down payment requirements vary based on credit approval, loan terms, and lender guidelines. The Nelson Auto dealership will clearly explain your options before you make a decision.

How does my credit score affect GMC Sierra financing?

Your credit score plays an important role in determining your interest rate, loan term, and overall financing options. Higher credit scores typically qualify for lower APRs, while lower scores may still be approved through specialized lenders the dealership works with in Fergus Falls.

Should I get pre-approved before visiting the dealership?

Getting pre-approved can simplify your buying experience at the Nelson Auto dealership. Pre-approval helps you understand your financing options and budget before selecting your GMC Sierra, allowing for a smoother and more efficient dealership visit.

Can I finance a used GMC Sierra through the dealership?

Yes. The Nelson Auto dealership offers financing for both new and pre-owned GMC Sierra trucks. Financing terms for used vehicles depend on vehicle age, mileage, and lender criteria, all of which our Fergus Falls finance team will review with you in detail.

Are there fees included in GMC Sierra financing?

Certain fees, such as lender or documentation fees, may be included in your financing agreement. The Nelson Auto dealership is committed to transparency and will review all costs with you before finalizing your loan.

Why finance a GMC Sierra at the Nelson Auto dealership in Fergus Falls?

Financing your GMC Sierra at the Nelson Auto dealership means working with a local Fergus Falls team that prioritizes clear communication, competitive loan options, and a personalized experience. From application to final approval, our goal is to make GMC Sierra financing straightforward and stress-free.